InsureFENCESM
Get an Instant Fence Payout Approval
or Supplement Rationale — in Seconds
Your insurance carrier shorted your fence payout. You know it. They know it. InsureFENCESM proves it — with line-item data, Xactimate pricing, and Florida building code citations.
The Problem Every Fencing Contractor Knows
The carrier sends back a Scope of Loss. The entire fencing section is one line item:
"Fencing (Bid Item) — 1.00 EA — $7,736 RCV"
That's it. No material. No footage. No breakdown. Nothing.
50% depreciation. No O&P. No removal. No permits. No code upgrades. The homeowner gets $3,868 ACV and thinks that's fair. The contractor knows it's not even close.
Fence Removal Missed?
Old fence has to come out before new one goes in. Carriers "forget" removal, haul-off, and dump fees every single time.
Stumps & Neighbor's Fence Need Removal Too?
Tree stumps in the fence line? Neighbor's damaged fence tangled in yours? That's additional scope — and it's NEVER on the first estimate.
Adjuster "Forgot" a Dumpster?
Where does 200 linear feet of destroyed fencing go? In the contractor's truck for free? A 20-yard dumpster costs $450-$600. It's a real cost they don't include.
Was It Really ACV and Not RCV?
If you upload your full policy, we can determine whether your fence should be paid at Replacement Cost Value — not the depreciated ACV the carrier defaulted to.
Try Our Tool — or Let Us Support Your Claim
Upload your Scope of Loss and get an instant analysis. Free for Jacksonville area homeowners (Duval, St. Johns, Clay, Nassau) — or free when you sign a Work Authorization letting P1Mitigators coordinate your fencing project. Out-of-area: $49.95.
What Is InsureFENCESM?
Built by David Saitta, founder of P1Mitigators℠ in Jacksonville, FL — after watching carrier after carrier pull the same move: one line item, no breakdown, short payout.
InsureFENCE℠ is an AI-powered Scope of Loss scanner. Upload the fencing section of any insurance estimate, and it instantly flags every missing, underscoped, or omitted line item — with dollar amounts backed by current Xactimate regional pricing and Florida building code requirements.
What InsureFENCESM Catches That Your Carrier Won't Tell You
How It Works — 3 Steps, Under 60 Seconds
Upload
Drop your Scope of Loss — PDF or image.
AI Scans
Compared against Xactimate pricing & FL building codes.
Report
Missing items flagged with dollar amounts & code citations.
Free for Jacksonville area homeowners (Duval, St. Johns, Clay, Nassau) — or free when you sign a Work Authorization letting P1Mitigators manage your fence claim. Out-of-area: $49.95.
This Is What Your Carrier's “One Line Item” Is Supposed to Cover
Destroyed fence on the left. Brand new on the right. Your carrier wrote one line item to cover all of it. Here's what they “forgot”:
Commonly Missing Xactimate Line Items
Each of these is a separate Xactimate line item with its own pricing. When the carrier lumps everything into one “Bid Item,” they know exactly what they're hiding.
Built for P1Mitigators — Available to the Entire Industry
InsureFENCE℠ was created by P1Mitigators℠ and is owned by Proxy1MEDIA LLC. But it's not a closed tool. InsureFENCE℠ is available for purchase by fencing contractors, restoration companies, and trades firms nationwide.
Companies like Allied Fence & Gate in the Treasure Coast area of Florida are already using InsureFENCE℠ as part of their insurance claims process. The tool works regardless of market — it compares against Xactimate regional pricing and local building codes.
If you're a contractor dealing with insurance fencing claims and you're tired of fighting line-by-line with adjusters — InsureFENCE℠ gives you the data before the argument even starts.
The $499.95 Xactimate Full Reporting Service
Beyond the AI scanner, P1Mitigators offers a $499.95 Xactimate Full Reporting service — this month's actual Xactimate pricing for:
You provide at least 10 photos across all areas + the square footage listing. We run the numbers through Xactimate and deliver a pricing report showing exactly what the claim should include — at today's rates, not last year's.
Why This Matters in 2026
Florida's insurance market is the most volatile in the country. Carriers are dropping policies, raising premiums, and — most importantly for contractors — shrinking payouts.
Fencing is one of the most commonly underscoped categories because carriers know most contractors don't write in Xactimate and won't fight a supplement. InsureFENCE℠ changes that. It puts the data in the contractor's hands before the first conversation with the adjuster.
Stop Leaving Money on the Table
Upload your Scope of Loss. Get the data. Fight the supplement with real numbers — not guesswork.
InsureFENCE℠ is a Service Marked(SM) process created, owned, protected, and copyrighted by Proxy1MEDIA LLC. All results are estimates based on industry best practices. This is not a formal estimate or legal advice.