My Safe Florida Home
Approved Contractors
Jacksonville, FL
FREE wind mitigation inspections and up to $10,000 in matching grants to harden your home against hurricanes. P1Mitigators handles every trade — roofing, shutters, doors, structural connections — one contractor, one call.
What Is the My Safe Florida Home Program?
A state-funded initiative by the Florida Department of Financial Services designed to help homeowners strengthen their homes against hurricanes — and save money on insurance.
Free Inspection
Qualified inspectors evaluate your home's wind resistance at no cost. You get a detailed report with specific recommendations.
Matching Grants up to $10,000
The state matches your investment dollar-for-dollar. Spend $10K on approved upgrades, get $10K back.
Lower Premiums by Law
Florida law mandates insurance discounts for wind mitigation improvements. Your upgrades pay for themselves.
Who Qualifies?
The MSFH program is available to Florida homeowners who meet these requirements:
The 3 Key Steps to the Program
INSPECT
A quality wind mitigation inspection close to your home is the first step towards making it stronger to withstand hurricanes and saving you money on your home insurance.
- Share your report with your insurance carrier to make sure you're receiving all available discounts on the hurricane portion of your premium.
- Be your roadmap to retrofitting your home with proper improvements to strengthen it against hurricanes and gain any available discounts.
STRENGTHEN
Using the recommendations contained in your inspection report is the next step towards strengthening your home against hurricanes through the following home improvements:
- Roof & Structure — Strengthen roof-to-deck attachments, reinforce roof-to-wall connections, install secondary water resistance for roof.
- Opening Protection — Window upgrades, exterior door upgrades (including garage doors).
SAVE
Strengthening your home against hurricanes through proper improvements is a proven path to gain discounts on the hurricane portion of your home insurance premium.
- Inform your insurance agent or carrier about the improvements you have made to gain available discounts on your home insurance premium.
- Speak with them about any other options available for you to save money.
- Wind upgrades provide discounts by law.
Eligible Upgrades Covered by the Grant
The following home hardening improvements qualify for MSFH grant reimbursement. P1Mitigators coordinates all of these trades.
Roof-to-Wall Connections
Hurricane straps and clips that secure your roof structure to the walls, preventing uplift during high winds.
Roof Deck Attachment
Strengthening how plywood sheathing is attached to roof trusses with ring-shank nails or structural adhesive.
Secondary Water Resistance (SWR)
A sealed barrier under roof shingles that prevents water intrusion if shingles blow off during a storm.
Opening Protection
Impact-rated windows, shutters, and doors that protect against wind-borne debris. Includes garage door bracing.
Exterior Door Upgrades
Wind-rated entry doors and reinforced frames that meet Florida Building Code for high-velocity hurricane zones.
Roof Covering Upgrade
Upgrading to a wind-rated roof covering system that meets current Florida Building Code standards.
Why P1Mitigators for Your MSFH Project?
All Trades In-House
Roofing, shutters, doors, structural reinforcements — we handle every upgrade under one project manager.
Full Documentation
We provide all before/after photos, paid invoices, and reports needed for your grant reimbursement application.
Wind Mitigation Reports
We coordinate certified wind mitigation inspections and 4-point inspections required for the program.
Jacksonville & Duval County
Locally based in Jacksonville, FL. We serve all of Duval County and surrounding areas including St. Johns, Clay, and Nassau counties.
Fast Turnaround
Most hardening projects completed in 2-6 weeks. We manage timelines, permits, and inspections so you don't have to.
Insurance Premium Savings
We help you document every improvement so your insurance carrier applies the maximum available wind mitigation discount.
Grant Reimbursement Documentation
After your upgrades are completed, you'll need the following documentation for your reimbursement. P1Mitigators provides all of this.
Grant Award Letter
Copy of your official MSFH grant award notification.
Paid Contractor Invoices
Itemized invoices from P1Mitigators showing all completed work and amounts paid.
Before & After Photos
Documented photographic evidence of all improvements made to your home.
Proof of Insurance Discount
An updated quote, email, or new declarations page from your insurance provider acknowledging the upgrades.
Payment Verification
Information detailing where the reimbursement check should be sent.
Frequently Asked Questions
What is the My Safe Florida Home program?
Who qualifies for the My Safe Florida Home program?
How much grant money can I receive?
What does the free inspection cover?
Why choose P1Mitigators as your MSFH contractor in Jacksonville?
How long does the process take?
Can I use the program to lower my insurance premium?
What documentation do I need for grant reimbursement?
Ready to Harden Your Home?
Call P1Mitigators today to discuss the My Safe Florida Home program. We'll walk you through eligibility, schedule your free inspection, and coordinate all hurricane hardening upgrades.
ATTENTION FLORIDA HOMEOWNERS
Always be sure to use a licensed contractor registered with the State of Florida for any improvement work you decide on completing. We recommend getting bids from at least three contractors so you can compare pricing and choose the best option to suit your needs.
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