InsureTREESSM
Confirming Your Tree Service Payout
Ai-Screened for Missing Line Items & Incorrect Payout
Proper Indemnification of Your Tree & Debris Payout
When storms knock down trees, your insurance carrier sends a Scope of Loss. Carriers routinely undercount trees, skip stump grinding, omit crane work, and lump everything into one line item. Scan Your Payout Scope to see exactly what they missed.
📄 Upload your Scope of Loss or payout summary — NOT your actual insurance policy.
This is your 1st Payout Offer from your Carrier — the document that tells you what they're willing to pay for tree work.
Not sure which document? Look for “Scope of Loss,” “Estimate,” or “Proof of Loss” from your insurance company — it's the one with line items and dollar amounts.
These are only estimates based on industry best practices. With any insurance claim, your payout should resemble your policy terms and its payment limits. This is not a formal estimate or legal advice. Always consult your policy and a licensed public adjuster or attorney for claim-specific guidance.
Why Insurance Tree Work Costs More Than Retail
Retail Tree Removal
- Get quotes from tree companies, pick one, schedule the work
- One point of contact (you + arborist)
- Payment at completion
- Standard pricing, straightforward process
Insurance Tree Restoration
- Two adjusters (field + desk) + homeowner + contractor
- Per-tree, per-stump, per-load pricing — not lump sum
- Pre-work, during-work, and post-work photo documentation
- Weeks or months waiting on payments (often undercounted)
- Recoverable Depreciation paid only after full documentation
- Supplement negotiations for omitted stump grinding, crane, hauling
Real Scope vs. What's Actually Missing
From a typical Florida carrier estimate. The entire tree section — one line item, no breakdown.
CARRIER SCOPE
What the insurance estimate included for tree services
LINE ITEM #8
"Tree Removal (Bid Item)"
1.00 EA
No tree count. No diameter. No species. No stump grinding. No hauling. Just one lump sum.
INSURETREES℠ FLAGS
What's missing or underscoped — Forgotten by the carrier
- Tree count not specified (how many trees?)
- Diameter / height not listed per tree
- Stump grinding — $??? (almost always omitted)
- Debris hauling — $??? (per load, not per job)
- Crane work — $??? (trees over structures)
- Emergency/after-hours rate — $???
- Root damage repair — $???
- Land clearing & grading — $???
- Sod/ground cover replacement — $???
- Fence repair from tree fall — $???
- Permits & right-of-way — $???
- O&P on tree services — $???
New Total:
$??? + $??? + $???
= Much More Than $2,700
*All results will vary. No guarantees of increase.
12+ items missing or unspecified
Source: Typical Florida carrier estimate. Homeowner info removed. Tree service area data only.
InsureTREES℠ Scope Scanner — $49.95
Our InsureTREES℠ Ai-powered Scope Scanner will analyze your carrier's document, identify tree service line items, flag missing charges, and compare their pricing against actual contractor rates.
✅ FREE Scan
Available if you A) live in our local service area (Duval / St Johns / Clay / Nassau County) AND B) are willing to sign a Contingency Agreement with P1Mitigators℠ — allowing us to help get you paid for tree work and then handling the removal (or pay a cancellation fee of 25%).
💰 Paid Scan — $49.95
For out-of-area homeowners or anyone who prefers the full report without a contingency agreement. Pay $49.95, upload your scope, and get the complete InsureTREES℠ analysis delivered to your email.
Pay $49.95 via Stripe →InsureTREES℠ is a Service Marked(SM) Process Created, Owned, Protected and Copyrighted by Proxy1MEDIA LLC.
Xactimate Full Reporting — $499.95
Get this month's Xactimate price points — the same system insurance carriers use to calculate your payout. Know exactly what your claim should include before your contractor submits.
What's Included — $499.95 Pre-Paid
- Xactimate pricing for your tree removal & stump grinding
- Xactimate pricing for your roof replacement
- Xactimate pricing for two interior rooms
- Current-month price points (not last year's data)
What You Need to Provide
- • Minimum 10 photos covering all affected areas:
- — Each tree (from multiple angles, showing diameter)
- — Stumps remaining (with measuring reference)
- — Debris fields and damage zones
- — Any structural damage from fallen trees
- • Property address and lot size
These are only estimates based on industry best practices. This is not a formal estimate or legal advice.
Our Insurance Restoration Process
Upload Your Scope of Loss
Upload the tree service portion of your insurance estimate. Our AI scans it instantly for missing line items and underpaid charges.
We Review & Compare
Our team compares your carrier's scope against actual tree service contractor pricing — per tree, per stump, per load.
Supplement If Needed
If items are missing or underpaid, we help you prepare a supplement with proper documentation, arborist assessments, and Xactimate-supported pricing.
Remove & Document
We coordinate tree removal with full pre-work, during-work, and post-work photo documentation required for RD recovery.
Help You Recover RD
After completion, we provide all documentation needed for your carrier to release the Recoverable Depreciation payment.
Insurance Claim?
Let InsureTREESSM Help.
We work with all major carriers. Free scope reviews for local homeowners — start by uploading your scope or exploring our tools.
These are only estimates based on industry best practices. With any insurance claim, your payout should resemble your policy terms and its payment limits. This is not a formal estimate or legal advice. Always consult your policy and a licensed public adjuster or attorney for claim-specific guidance.