Roofing Insurance Claim Estimating
A professional, line-item Xactimate® roof estimate that documents every code-required item — so your insurance company pays the full cost to properly repair or replace your roof, not a short-changed version of it.
Don’t Let the Carrier Write the Only Roof Estimate
When a storm hits your roof, the insurance company sends its own adjuster to write the estimate — and that estimate decides what they pay. Too often it misses code-required items, uses low rates, or leaves off entire sections. Roofing insurance claim estimating puts a professional, carrier-ready roof estimate in your hands so you can see the real number and recover it.
We build your roof estimate in Xactimate® — the same software most carriers use — line by line, with photo documentation and code citations, then submit supplements when the first payout falls short.
What’s in Your Roof Estimate
Full Xactimate® Roof Estimate
A line-item roof estimate built in the same software most carriers use — tear-off, underlayment, flashing, drip edge, ridge, and every code-required item.
Supplement Creation & Submission
When the carrier’s first roof payout leaves items off, we document what was missed and submit the supplement to recover it.
Carrier-Ready Documentation
Photo reports, code citations (like drip edge and ice-and-water), and material/labor breakdowns packaged the way adjusters expect.
Standalone or Coordinated
Order a standalone roof estimate to use with any contractor, or let us coordinate the whole roof restoration.
Free AI Roof & Claim Tools
Start before you spend a dime. Scan your roof, estimate the scope, and know what your claim should cover.
InsureROOFS℠
AI roof-damage scanner — upload roof photos and build your roofing claim starting point in seconds.
OpenAiScopeSCANNER™
Upload your Scope of Loss or adjuster estimate and see what your roof claim should cover.
OpenRoofing Estimator
Ballpark your roof replacement cost fast, before you file or negotiate.
OpenClaim Review
Have us review your roof adjuster estimate for missed line items and short pays.
OpenHow Roof Claim Estimating Works
Free AI Roof Scan
Start with InsureROOFS℠ or the roofing estimator — upload photos and get an instant read on your roof damage.
Send Your Documents
Share your Scope of Loss, adjuster estimate, or damage photos so we can see what the carrier has (and hasn’t) covered.
We Build the Estimate
We write a zip-code-accurate Xactimate® roof estimate covering every code-required line item on your roof.
Recover What You’re Owed
Use the carrier-ready report with any roofer, or submit it to your insurance company to recover the full roof scope.
Rather Just Tell Us What Happened?
Roof Repair Survey
Tell us about your roof damage and we’ll route the right documentation and crew.
StartTrade / Project Survey
Have more than the roof going on? Describe the whole project and get matched.
StartMy Safe Florida Home Survey
See if your roof qualifies for a My Safe Florida Home grant inspection and hardening.
StartRoof Damage & Claim Documentation
Related
Need the whole job handled, not just the estimate? See our insurance restoration contractor services, roofing & storm repair, insurance claims help, and storm damage inspections.
Roof Claim Estimating — FAQ
What is roofing insurance claim estimating?
It is the professional estimate that tells your insurance company exactly what it costs to properly repair or replace your roof — built line by line in Xactimate®, the same software most carriers use. A complete roof estimate includes tear-off, underlayment, flashing, drip edge, ridge, and every code-required item, so nothing gets short-paid.
Why do I need my own roof estimate if the adjuster already wrote one?
Adjuster estimates frequently miss code-required items, use low material or labor rates, or leave off full sections. An independent, carrier-ready roof estimate gives you the documentation to challenge a short pay and submit a supplement to recover the difference.
How much does a roof estimate cost?
Standalone Xactimate® reports start at $499. If we coordinate the full roof restoration, the estimating is built into the project. Start with a free AI roof scan to see where you stand first.
Can I use the estimate with my own roofer?
Yes. The report is yours — use it with any licensed roofing contractor, or let P1Mitigators coordinate a vetted crew and manage the claim through final inspection.
Get Your Roof Claim Estimated Right.
Start with a free AI roof scan or call us — we’ll build the carrier-ready estimate that recovers your full roof scope.